After the financial crisis and housing downturn, homeowners are finding it difficult to refinance. Refinancing could potentially help them pay less each month, pay off a home sooner, or get into a safer fixed-rate loan-but it’s hard to qualify. As a result, several refinancing programs are now available that help borrowers get a new loan.
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Many loan programs today will not allow a homeowner to refinance unless the new loan amount is for 80 to 90% of the home’s value. That’s where the Making Home Affordable refinancing program comes in. It allows homeowners to refinance to 15-year or 30-year fixed-rate loans, as long as the new loan amount does not exceed 125% of the home’s.
Existing Homeowner Loan Programs | WHEDA – The wheda refi advantage is an exclusive mortgage refinance product designed specifically to make home ownership more affordable for borrowers who currently have a WHEDA loan. Available August 30, 2013, the Refi Advantage will allow eligible homeowners to refinance their mortgage with as little as 3% equity in their home.
Bay Equity Home Loans Offers Expanded HARP Loan Program to Help Struggling Homeowners Refinance – SANTA ROSA, Calif., June 4, 2013 /PRNewswire via COMTEX/ — Five years ago the real estate bubble burst and the mortgage industry imploded in the largest U.S. financial melt-down since the Great.
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The Fannie Mae High LTV Refi Option is a new loan program designed to help homeowners refinance into a lower rate and payment.
Usda Loan Lookup A USDA loan is special type of a zero down payment mortgage that eligible homebuyers in rural and suburban areas can get through the usda loan program, which is backed by the United States.
The Homeowner Affordability and Stability Plan or HASP is a program that rolled out in 2009 in an attempt to stabilize the U.S. economy. The Homeowner Affordability and Stability Plan has three parts: refinancing options for stable homeowners, financial aid for seriously delinquent homeowners and support for Fannie Mae and Freddie Mac.
HUD.gov / U.S. Department of Housing and Urban Development (HUD) – Learn about these MHA programs to address this concern for homeowners. home affordable refinance Program (HARP): If you are current on your mortgage and have been unable to obtain a traditional refinance because the value of your home has declined, you may be eligible to refinance through HARP. HARP is designed to help you refinance into a new.
Tax Credit Eligibility Disability tax credit – Canada.ca – The disability tax credit (DTC) is a non-refundable tax credit that helps persons with disabilities or their supporting persons reduce the amount of income tax they may have to pay. An individual may claim the disability amount once they are eligible for the DTC.