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Understanding the FHA & VA New Home Construction Loan Process & Requirements. Interest rates are higher on short-term building loans than on traditional,
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Mortgage Rates for Building a Home | Get Educated on Home. – Mortgage rates for building a home and for refinancing are being held artificially low by our Federal Government. Rates in 2011 have been around 3 or 4 percent with good credit. According to FED plans, rates should remain low until the spring of 2013 at least.