Austin mortgage rates

Overlooked? Refinancing Options via FHA – FHA mortgage insurance is one option that can be used by hospitals. Scott Blount is a vice president with Lancaster Pollard in Austin. He may be reached at sblount@lancasterpollard.com.

Adjustable-rate mortgages, also called arm loans, have interest rates that can increase during the course of the loan. While the initial ARM rate can in some cases be lower than 30-year fixed-rate APR’s, there is an advantage to having a guarantee that your interest rate won’t spike while you’re living in your house.

The higher property tax rates help hold down real estate prices during booms which in turn makes Texas real estate less cyclical than states like California. The average tax rate across the state is 2.06%, costing homeowners around $4,660 per year. In Austin average property taxes cost an average of $7,012 per year. Texas Homestead Law

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View current Austin, TX mortgage rates from multiple lenders at realtor.com. Compare the latest rates, loans, payments and fees for ARM and fixed-rate mortgages.